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Old Age...Not Good For Delinquent Accounts.


The older accounts are the less likely they are to be collected. After three months the probability is that you will only collect $.73 of each dollar delinquent. After six months, only about $.50 of every dollar. And after one year, the best expectation is that only about $.25 of every delinquent dollar will be collected.
 
The Six Secrets to Successful Credit Management.

-Written credit policy
-Know your customers
-Update credit info
-Adhere to credit policy
-Early Intervention
-Follow-up!
 
Looking For A Credit Agency? Remember This...

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Beware of low fees; you get what you pay for.

-Remember a collection agency is representing your company.

-Errors and Omissions insurance is expensive - until your company is sued for alleged collection agency violations.

 
 
 
 


At some point every business has customers that do not pay their bills on time or pay with a bad check. For large companies, this can be an inconvenience. For small businesses it can be devastating.  SOUTHERN CAPITAL ASSOCIATES has helped hundreds of businesses recover accounts that required the intervention of a  collection agency. We can help you too!

We are successful at what we do, our main source of income is derived from the collection of delinquent accounts. At the point you contact us, you’ve already incurred 100% of your loss. Any amount we are successful in recovering represents revenue to you. If there is no collection, there is no charge. We offer a variety of collection programs to accommodate your companies specific needs on accounts from coast to coast.
 

OUR EXPERIENCE-Southern Capital Associates, Inc. with over 40 years experience in this industry has designed a debt recovery program that will fit the needs of any business no matter how large or small your business is. This system is designed to optimize our collection efforts to get your money.

The management staff has many years experience in the collection industry. With all collectors trained and knowledgeable in the FDCPA and FCRA guidelines to collections, with all this knowledge in the collection industry why would you go any ware else.

Southern Capital Associates, Inc. operates worldwide with its corporate office based in Niagara Falls, New York. We are licensed, insured and bonded in many states throughout the US. Our collection department consists of only the most committed collectors in the business. We know the
value of collecting accounts for our customers. Quite simply if we do not perform, we know that you will take your accounts elsewhere. We do not get paid for letting accounts go by uncollected. We only get paid when we collect. This minimizes your risk of further cost in the collection process.

We know that our profits are not derived just from delinquent account holders, they are earned from doing a job for our customer, and that is you, the creditor. Each agent in our collection department is expected to reach daily and monthly targets that are set by management following a monthly review with each collector. Excellence is expected and rewarded. We work very hard to achieve our goals without treating your customers badly. There is a fine line between being firm and being insensitive. We treat your customers the way you would want them treated. We know that you do not have time for complaints from irate customers about how they were treated by your collection agent. We strive for professionalism every day.

WE ARE A FULL SERVICE AGENCY 


           ACA International    


Call us toll-free today on
1-800-440-2296 and we'll answer any questions you have about our service. There are no hidden catches.

Southern Capital Associates Inc. Suite 107 375 North French Rd., Amherst, NY 14228
Phone 1-716-558-7200  Toll Free 1-800-440-2296  Fax 1-866-827-1142