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There are few secrets to successful collections - no one has an exclusive on ingenuity. Fortunately,
SOUTHERN CAPITAL ASSOCIATES (SCA) Collection Services offers many advantages not readily available at larger agencies or at many smaller consumer or commercial debt collection firms. These differences make a significant impact on your debt collection results by eliminating unnecessary expenses and freeing-up employee resources while producing substantial debt recovery.

Our specialties include:
Commercial/Industrial accounts
Consumer/Retail accounts
NSF checks
Credit card portfolios including Primes, 2nd's & 3rd's

Consumer and commercial debt is increasing every day, which makes choosing the right debt collection firm very important to those responsible for your company's debt collection management. SCA employees are specialists in professional consumer and commercial debt collection and adhere to the highest standards of excellence and professionalism. Each collector handles a claim from the very first debt collection call to coordination of a lawsuit, if authorized by you, the client, assuring continuity in approach and consistent communication.

SCA's aim is to preserve the relationship between creditor and debtor wherever possible; and our goal is to achieve the highest possible return on each dollar placed. SCA's fee is based solely on debt collection results, not on the amount of time spent working on your account, nor on prolonged negotiations and mediation.

By utilizing state-of-the-art computer systems, our collectors are able to utilize online capabilities with national credit reporting agencies, access debtor information, perform effective skiptracing, impact your debtor's credit history and to do timely, effective debtor contact and follow-up. For your protection, SCA Collections is covered by an errors and omissions insurance policy.

How easy are we to use? Your claims can be received by fax, phone, mail, e-mail and through our website. As a New York State collection agency dedicated to customer service, we also offer an on-site pick-up service for our local customers.

The SCA Collection Services Advantage
Since we act as an independent third-party, we are less hampered by delicate buyer-seller relationships. We can affect debt collection with minimum damage to good-will while increasing the chances of retaining the customer. Many consumer debt accounts will pay SCA Collection Services immediately or agree readily to a short-term repayment schedule in order to preserve their credit reputation or avoid additional SCA collection efforts.

Should negotiations reach a stalemate, SCA Collection Services has relationships with numerous, well-respected law firms that are specialists in consumer debt and commercial debt collection law. If necessary and so authorized, we will forward your account(s) to these firms for litigation...the last resort of collections. SCA can perform these services in virtually any geographic area via this network of attorneys.

Finally, as part of our standard debt collection procedures, SCA Collection Services submits a monthly status report of all accounts placed for collection in addition to their monthly statements and remittances. By employing SCA Collection Services, your staff is free to spend their time and efforts on other more productive and cost-effective activities.

SCA is a collection agency founded upon a commitment to high ethical standards and driven by the successful recovery of your company’s accounts receivable and bad debt.


Third-Party Collections

Our company specializes in both consumer and commercial third-party collection services. We are committed to promptly and vigorously recovering your funds using our extensive knowledge of debt collection laws, proven debt-recovery techniques, utilization of highly sophisticated computer systems and backed by years of experience in consumer and commercial debt collection.

We will aggressively pursue your accounts, to the extent permitted by applicable law, by way of skip tracing, collection letters, personal contact by phone, or in an advisory capacity while respecting your valuable customer relationships. Our service and personalized attention will ensure quick remittance and we'll provide your collection management staff with prompt feedback on the status of the accounts placed with SCA Collection Services.

Commercial Collection Services
Business vs. Business

Consumer Collection Services
Business vs. Individual

Medical Collection Services
Medical Service Provider vs. Individual or Company

 
 


 

 

Southern Capital Associates Inc. Suite 107,375 North French Rd., Amherst NY 14228
Phone 1-716-558-7200  Toll Free 1-800-440-2296  Fax 1-866-827-1142